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Homeownership Remains a Huge Part of the American Dream

By chriscollins | December 19, 2018

As we head into 2019, many news outlets and housing experts warn that the housing market may slow down. Over the last six years, the inventory of homes for sale has been near historic lows, which has been the force behind increasing home prices. This has been great news for sellers as many of them…

Why Houses DO NOT Sell in a Strong Market

By chriscollins | December 18, 2018

As we approach the end of the year, many homeowners find themselves asking the question, “If we’re currently in a strong real estate market, why won’t my house sell?” Below are the 5 most common reasons why a listing contract will expire: 1. The Price Sometimes when the market is hot, homeowners attempt to set…

5 Reasons to Sell This Winter!

By chriscollins | December 17, 2018

Here are five reasons listing your home for sale this winter makes sense.  1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are in the market right now! More…

4 Reasons to Sell Your House This Winter [INFOGRAPHIC]

By chriscollins | December 14, 2018

Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available! Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Perhaps the time has come for you and your family…

No Bubble Here! How New Mortgage Standards Are Helping

By chriscollins | December 13, 2018

Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in 2008. As it becomes easier for…

Don’t Get Caught in the Rental Trap in 2019

By chriscollins | December 12, 2018

Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone! According to the 2018 Bank of America Homebuyer Insights Report, 74% of renters plan…

Taking Fear Out of the Mortgage Process

By chriscollins | October 31, 2018

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll…

Are You Spending TOO Much on Rent?

By chriscollins | October 30, 2018

Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering…

Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner

By chriscollins | October 29, 2018

With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that…

Buying a Home Can Be Scary… Until You Know the Facts [INFOGRAPHIC]

By chriscollins | October 26, 2018

Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less than 20%. 76.4% of loan applications were…