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My Real Estate Blog

Starting to Look for a Home? Know What You WANT vs. What You NEED

Oct 19, 2016

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search. If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d…

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How Historically Low Interest Rates Increase Your Purchasing Power

Oct 18, 2016

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic low. The interest rate you secure when buying a home not only greatly impacts your monthly housing costs,…

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Don’t Disqualify Yourself… Over Half of All Loans Approved Have a FICO Score Under 750

Oct 17, 2016

The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market. One such study by the Wharton School of Business at the University of Pennsylvania, revealed that many Millennials have not yet considered purchasing a home, simply…

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Do You Know the Cost of Renting vs. Buying? [INFOGRAPHIC]

Oct 14, 2016

Some Highlights: Historically, the choice between renting or buying a home has been a close decision. Looking at the percentage of income needed to rent a median priced home today (30%) vs. the percentage needed to buy a median priced home (15%), the choice becomes obvious. Every market is different. Before you renew your lease…

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Appraisers & Homeowners Don’t See Eye-To-Eye on Values

Oct 13, 2016

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal. If prices are surging, it is difficult for…

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The Role Access Plays in Getting Your House SOLD!

Oct 12, 2016

So you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and they have asked you what level of access you want to provide to potential buyers. There are four elements to a quality listing. At the top of the list is Access, followed by Condition,…

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The Past, Present & Future of Home Prices

Oct 11, 2016

CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month and projected over the next twelve months. Here are state maps for each category:  The Past – home appreciation over the last 12 months The Present – home appreciation over the last…

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3 Questions to Ask Before Buying Your Dream Home

Oct 10, 2016

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market. Ask yourself the following 3 questions to…

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Mortgage Rates by Decade Compared to Today [INFOGRAPHIC]

Oct 7, 2016

Some Highlights: The interest rate you secure for your mortgage greatly influences your monthly housing costs. In the 1980s, 30-year fixed mortgage rates averaged in the high 12s making the monthly principal and interest payment over $2,000. Interest rates are still at historic lows; this is a great time lock in your housing cost and…

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Broker License - 451933
Agent License   - 576437
1846 N Loop 1604 W #205
San Antonio, TX 78248
P - 210.213.2432
F - 210.483.5030
E - Chris@chriscollinstx.com

About Me

Whether you are looking to move to our great neighborhood or already live here I would love to help you with all of your Real Estate needs.

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My Team

With the Collins team, you will be treated with respect, honesty, and excellent customer service. We treat every customer like they are family because when you do business with us you are family.